Location: Australia

Compliance Specialist – Alternative Credit (Consumer NPLs)

About ArborKnot:

ArborKnot is a dynamic global financial group specializing in acquiring and managing both performing and non-performing consumer receivables. As a large debt-buyer with a fresh, data and conscience-driven approach, our mission is to alleviate the burden of debt on individuals, enabling them to lead better lives. Our approach fosters a dynamic marketplace for all stakeholders including Originators, Service providers and Debtors.

With offices in Sydney, Berlin and an innovation lab in Tel Aviv, ArborKnot offers a unique opportunity to be part of a fast-growing, multicultural team dedicated to driving positive industry and social change.

JOB SUMMARY

The Compliance Specialist is responsible for ensuring the firm’s adherence to all relevant regulatory requirements and related policies. Acting as a key point of contact for regulatory inquiries, audits, and examinations, the role involves close collaboration with operational teams, proactive regulatory research, and the development of compliance training programs and policies. The Compliance Manager will also oversee licensing, registration, and reporting obligations across multiple jurisdictions, ensuring robust compliance frameworks in areas such as AML, KYC, and data privacy.

KEY RESPONSIBILITIES

Serve as the primary point of contact for all regulatory inquiries, audits, and examinations, liaising effectively with regulatory agencies and responding to information requests timely and accurately.
Collaborate with operations specialists to embed compliance requirements into all operational processes and workflows.
Firm grounding and knowledge of the National Credit Code.
Conduct ongoing regulatory research to monitor and interpret evolving regulatory requirements; assess implications for the firm’s strategies and practices.
Develop, support, and deliver compliance training sessions tailored for staff to promote a strong compliance culture.
Manage licensing, registration, and reporting obligations across multiple jurisdictions, ensuring timely and accurate submissions.
Monitor and ensure compliance with anti-money laundering (AML), know your customer (KYC), data privacy, and other applicable regulatory frameworks in each jurisdiction.
Maintain comprehensive records of compliance activities, audit trails, regulatory communications, and documentation.
Prepare, review, and submit regulatory filings, reports, and disclosures in accordance with applicable requirements.
Coordinate and facilitate annual compliance reviews and ongoing compliance monitoring.
Play a key role in shaping and influencing the firm’s compliance culture, driving a mindset of compliance excellence across all teams.
Contribute to the continuous uplift of compliance frameworks to meet evolving regulatory landscapes and business needs.
Foster a purpose-led approach to business ethics and compliance, aligning practices with the firm’s core values.

QUALIFICATIONS / EXPERIENCE REQUIRED

Bachelor’s degree in Law, compliance, or related field. Professional certifications in compliance (e.g., CCAM, CAMS) are a plus.
Minimum of 5 years experience in compliance within the consumer credit financial services industry.
Strong knowledge of National Credit Code and Australian Credit Licensing requirements, AML/KYC regulations, GDPR, ISO standards, and relevant data privacy laws.
Strong experience dealing with AFCA and other ombudsman and regulatory bodies.
Demonstrated success in shaping compliance culture and embedding frameworks within operational teams.
Excellent stakeholder management, communication, and training skills.
Strong analytical, research, and organizational abilities.
Capable of navigating cross-jurisdictional regulatory requirements with agility.
Strategic thinker with influence at senior levels, aspiring to grow into senior leadership roles.

Key Competencies:

Strong commercial acumen and problem-solving abilities.
High level of initiative, self-direction, and ownership.
Excellent written and verbal communication skills.
Ability to work in a fast-paced, entrepreneurial environment and global time zones.
Team player with the ability to build effective relationships across functions, time zones, and cultures.
English proficiency.

What We Offer:

Opportunity to work alongside experienced professionals in alternative credit and shape compliance culture and best in class practices.
Although an institutional player, a culture that is still grounded in fintech start up foundations.
Flat structure with high visibility and career development potential.
Competitive remuneration with performance-based incentives.

At ArborKnot, you will be at the forefront of financial innovation, working in a true multicultural environment that values creativity, collaboration, and growth. We value diversity and strive to create an inclusive work environment where employees can bring their whole self to the workplace.

If you are a highly motivated and analytical individual with a passion for regulatory compliance, ethics and finance, we would love to hear from you. Join us to shape the future and develop new markets.

Application Instructions:

Please submit your resume and a brief cover letter outlining your suitability for the role to [email protected]

Application Form

Please fill out the form and we’ll contact you as soon as possible.