Guilherme Carvalho has over 10 years’ experience in finance, alternative investments, risk and asset management, with a particular focus on the Financial Services industry. Prior to Arborknot he held the role of Group Head of NPL Portfolio Management at Multitude SE, covering more than 20 jurisdictions worldwide. Before Multitude Guilherme worked as a Senior Investment Analyst at Intrum AB, having a key role in multiple NPL portfolio transactions across Europe. Prior to Intrum AB, he held positions also at Microsoft and Bial. Guilherme holds a bachelor degree in Business Administration from the School of Economics and Management of the University of Porto (FEP). He speaks English, Portuguese and Spanish.